Medical Retirement - Operational Pension - Indexing

[u/Trick_Fig3092]

If I medically retire, will my pension be indexed right away? I will have 21 years of service and am 42 years of age.

I know a normal operational service pension requires you to get to the 85 factor to begin indexing (tho the percentages will accumulate from date of retirement until 85 factor)

[u/Admirable-Resolve870]

The Rule of 85 is a pension eligibility formula where your age + years of pensionable service = 85. This was for group 1 employees, people hired before 2012/2013 era.

If you meet this rule, you may qualify for an unreduced pension before the “normal” retirement age.

[u/Vegetable-Bug251 → u/Admirable-Resolve870]

The federal public service does not have a Rule of 85, even for employees that started before 2013. I started in the FPS in 1996 and the Rule of 85 has never applied. I think you may be confused with the Public Service Pension Plan that is present or used to be present in British Columbia, Ontario, and Alberta for Provincial Public Servants.

[u/AntonBanton → u/Vegetable-Bug251]

The operational services provisions (which OP is asking about) do use an 85 factor for indexing.

https://www.canada.ca/en/treasury-board-secretariat/services/pension-plan/plan-information/operational-service-provisions.html

[u/HandcuffsOfGold → u/AntonBanton]

True, however OP keeps saying that it applies for pension eligibility - which is incorrect.