Hi guys, hope you’re all doing well. As you know, starting from the 1st of October, the ETF core list will be updated, and unfortunately, it comes with some disadvantages.

My question is: for people who are only investing in ETFs listed on Xetra, do you think it still makes sense to stay with DEGIRO? What’s your opinion?

Customer for about 5 years, I'm kind of constantly asking myself if I want to stay with them.

On the one hand, I love them for the wide choice of securities and a decent system of fundamental analysis per company in one place. Really one of the best. Options for some selected European securities (which is uncommon for European brokers). Futures, bonds etc. Low fees in comparison to classic EU banks, on margin trading.

On the other hand, and it bothers me, in five years they've done literally nothing it terms of new features and improvements of customer-friendliness.

Some recent cosmetic interface changes (round corners instead of square ones, big deal), option exercise feature from the interface instead of the manual email (I don't care but have to admit it's done. They should've got tired dealing with those emails and added a button). Added crypto this week. Okay... And that's all. In five freaking years or maybe more.

Their linked bank account thing is straight from the 19th century. "You can change it not more than 3 times per year". What? Do they fill out a paper form using a typewriter every time I want to send them money from a new bank account? Not that I need more, but that whole system with not more than 3 "additional accounts" which can only be used to make them primary not more 3 times a year, looks like they've never heard about usability.

Options trading is like they just don't know what options are: no risk profile or P&L analysis for orders, no greeks anywhere, no implied volatility analysis, no intrinsic/extrinsic indication, no margin impact indication for trades, no strategies, you can't even place a covered call as a single order, let alone more complex multi-leg trades. Their combination order thing is really a joke (not more than two legs and the whole interface is just screwed in all possible ways).

Futures and Bonds trading features are basically unusable (go find a EU government bond with a given maturity and yield).

It feels like the people who designed their derivatives trading features had no clue what those securities are all about.

Maybe they just don't care about anything but stocks and ETFs as all the other makes no money. I could understand this if it was a simplified platform for inexperienced customers, like many others (TradeRepublic, N26, eToro etc), allowing to only trade plain stocks and crypto with basic features. But they do bother with all the derivatives while doing nothing to make the trading features remotely comparable with IBKR, Tastytrade etc.

You can't even see a time-chart of your portfolio. Impossible to know if a given month/year was positive or negative, performing better or worse. Let alone more advanced portfolio analysis. There is even no basic percentage number of your total P/L (you see the € but not the %).

And even for stocks... being a EU company and seemingly targeting the French market, they do nothing in terms of country-specific investment plans: PEA, PER, Assurance Vie etc (even eToro does).

Well... that's why I'm thinking if it's worth staying with them.

I wonder if somebody here has any inside of their product vision. Do they plan to do something? Do they care at all?

As flatexDEGIRO is a traded company, their results are public and from the first glance it seems like they are doing rather fine for a company of that size. But I can't believe they will sustain as a business if they keep doing nothing in terms of trading features. They are not for advanced trading like IBKR. They are not a simplified basic stock trading platform for hipsters. They are not an old-school bank either.

Am I missing something? Are there any hidden advantages and killer features which make them unbeatable for something?

My friend and I have opened a degiro account in the UK. We are both planning to leave the island permanently; I will return to Bulgaria, and my friend will travel to Malaysia. We want to make a transfer to ibkr. But now I'm reading that Degiro only offers transfers to the countries in which they operate. So, apparently, transfers are not possible to Malaysia and Bulgaria?

A few days ago, I wanted to delete a limit order, but nothing happened. I lowered the limit to prevent it from being executed in the meantime, and after that the deletion icon turned gray.

I found a helpdesk page that mentions this apparently known issue LINK where an update to a deleted order causes it to enter an invalid state. The advice given on that page is then to just send an email in order to cancel the order.

Before I go send an email, does anyone else think this is a strange approach? It doesn't seem weird for a broker to have known issues in its systems that causes an invalid state and the solution being to send an email to get someone to rectify it? Aside from that, why mitigate this issue by adding a feature to show this state, instead of something to automatically cancel if it occurs?

Since October, DEGIRO has announced that the Core Selection ETFs will only be available through the Tradegate Exchange, which raises the question of whether it is still worth staying with DEGIRO because of an extra 2.5 eur connectivity fee

Also, is tradegate a credible exchange like XETRA?

Thats the reply that i got from support: Indeed a product that is on XETRA will no longer be in the Core Selection list and therefore normal fees will be paid.

Hello,
I own SWDA, iShares Core MSCI World ETF. Which is on MIL stock exchange. It unfortunately isn't on the list of Degiro core selection. However its equivalent of IWDA on the Euronext Amsterdam is.

My question is can i transfer all my ownership of SWDA into IWDA? My intent is obviously to benefit from the cheaper transaction fee provided with IWDA (1€ vs 3€ it currently costs me).

If possible, how is this achieved? Hoping i wouldn't need to sell all, and re-buy all :D

Thank you

Hi all, So far I have managed to activate access to options of underlying assets listed on European market places (some companies, not all of them) and I would like to do the same on assets listed in Nasdaq. Can someone explain if it's possible and how to? Much appreciated!

Being in Portugal, if i buy JEPQ (JPMorgan Nasdaq Equity Premium Income Active UCITS ETF USD (dist) ) is it better to buy in euros or usd? do i have to pay twice the taxes if i buy in usd? (30% in US + 28% in Portugal) ? Thanks

The new commissions are crazy

Hello! I have an old custody account and would like to recently got 'invited to register' for securities lending. From my understanding this is not possible from a custody account. Does anyone know whether this will actually be possible for me?

Anyone here moved their securities from Degiro to Scalable? Would love your views and things to avoid. Thanks a lot!!

I am wondering if anyone has experience transferring positions from their Degiro account (as individual - as Degiro doesnt allow any joint ownership) to IBKR account (that is jointly owned by the same individual as primary holder and their spouse as secondary holder).

I contacted and discussed with IBKR and their response is that they can process such a request as an exception process that is generally used by Degiro Account Holder. But when I contacted Degiro - they are not yet clear on this and not sure whether they can proceed. Their policy states that they can only transfer to another account with the SAME account holder.

Anyone has experience with this. Please share. Thanks!

So I’m just trying to buy this stock but every time I try I get this same error. Does anybody know what it means? Couldn’t find anything on the internet.

Hello, can you login or was I hacked?

Once again app and site down, but this time I can put the login info but keeps loading and I'm getting a bit worried.

I have been investing via Degiro for few years now (both ETFs and stocks), entered during the covid market and kept on adding during ukraine crisis & during tariffs crash. I need some inputs regarding Alfen, Albemarle, & Kering pulling my stocks down. Secondly the fall of USD against EUR rubbing salt to my wound (see Thermofisher & AMD). Very recently started buying cryptos (small amounts).
From hereon, how should I strategize especially the stocks. Value of my portfolio stands at 69k with overall total gain of +8743 euros. Any pointers would help, thanks in advance.

hello

they have 2% fee on trading. thats high compared to Binance or Coinbase or Kraken.

Also, they dont have self custody wallet yet.

what do you think?

I am trying to buy in on iShares Treasury bonds and the order doesnt go through even my limit price is slightly higher than the current market price.

Is anyone else having problems logging in? It doesn't accept the code my authentication app gives me, and it says wrong passcode when trying the app.

I was trying to create a buy order for a stock that kept getting rejected. DEGIRO help sent me this:

In this specific stock, the auction method of trading is available. The system generates a price at set times twice each day.

During the auction trading phase, buy and sell orders are accumulated and matched together twice a day at set times, following the same principle as at market opening or closure in continuous trading.

During the trading-at-last phase, orders can only be entered and matched at the closing price and only at that price with a limit order. 

The orders were rejected due to the order type used during the closing auction price.

Can someone explain how this works?

See this order book for the stock:

Can you explain how this auction will go?

When the auction starts, the 19 items at MKT bid will get purchased (16 at 238 and 3 at 240) right? What happens to other ask orders?

Lastly, how do I know if the stock is continuously traded or in a auction? If auction, at what times in a day?

EDIT: I found some answers and updating my post to share what I have already learnt. May be helps others who have this question in the future.

So, the same stock's order book today shows like this:

From the FAQ of Euronext about Auction of stocks:

So, my understanding is, when the auction starts, the 21 bids at MKT are matched against 2 shares at 235, then the next 19 are bought at 242. This fulfills all 4 MKT buy orders for 21 shares.

Then the 9 shares at bid 243 are matched against the remaining 17 shares at 242 (36-19). So 9 are traded at 242.

So total 21+9 = 30 stocks are traded.

Then no further trades will be carried out because of bid-ask spread.

I just bought VWCE from Euronext Amsterdam, the service cost is 3 euro (Estimated DEGIRO fees).

Is this because I bought from Euronext Amsterdam?

If I look in the ETF Core Selection, I found VWCE from TDG and XET, but not AEM.

Note: I am very new to DEGIRO. This was my first purchase.

This forward tax is extremely confusing to me. I’d like to understand how did you go about filing your vorabpauschale as a German resident. Is a tax consultant essential for this dogmatic concept?

Hello everyone, last time I checked my Degiro portfolio I saw a new option that’s called “securities lending”. It’s a way to earn a little more money lending out your stocks. It will be released this autumn. What are your thoughts on this?

I’m a noob and most of these investments came from me looking at P/e ratios, rough ballpark estimates (although what I did is probably significantly less interesting than what I am describing here, I have no idea how to actually formulate a meaningful financial forecast it’s mostly based on gut and domain knowledge from my professional life [i work it]), and I bought thinking they were underpriced, I also bought United Healthcare because I saw Warren Buffet did but I’m rethinking it due to ethical concerns. I am severely lacking in EU exposure but to be frank I’ve ran out of money.

So this is my first time buying shares. I'm a overthinker but I just to have a diversify wallet and put money there monthly for the next 10-15 years and forget about it now.

Tell me what you think.