r/HealthInsurance • u/pandapower63 • Apr 14 '24

Plan Choice Suggestions What can regular Americans who are fed up with their health insurance do about it?

I’ve written my elected officials in government. What else can we do? It’s depressing and it’s wrong. That people can’t get healthcare easily and affordably. People are dying early because they don’t get the care they need.

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u/[deleted] Apr 14 '24

Quite the odd hot take. Cash paying for things when that is cheaper than using your insurance for the same treatment or medication. Using your insurance doesn't magically provide some life saving elixir.

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u/axeville Apr 15 '24

From personal experience I skipped a bunch of tests I deemed excessive and missed a significant health issue tryna save money. Now I'm on a plan that charges me more for skipping preventative measures. And the whole plan costs less bc everyone in the plan is healthier.

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u/chrysostomos_1 Apr 15 '24

Dude. That's not what you are saying. You are having an office visit with a maverick MD once per year he asks if you're ok, you say sure, he charges you $150 and you feel like you are getting good medical care?