r/HealthInsurance • u/shibesanon • Oct 12 '24

Employer/COBRA Insurance Anthem denied every part of my emergency surgery.

EDIT: I am getting this taken care of. THANK YOU TO EVERYONE WHO GAVE ADVICE

August 20th/21st I had to have emergency surgery on my lower intestines. Removing 6 inches and being stuck in the hospital for 5 days. The surgery caused my intestines to stop working for two days. I was supposed to stay in longer/not go to work. But I ended up leaving on the 25th and returning to work the 1st. And yesterday I got billed over 123k. With anthem refusing to pay a single dime.

I don’t even know where to go from here. I’m just lost.

I make less than 35k a year… how the fuck am I supposed to pay that?

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u/shibesanon Oct 12 '24

No. It rather proudly says anthem pays zilch.

2

u/MenorahsaurusRex Oct 12 '24

An EOB may say that. All of mine say what my insurance will pay. But it’s not final yet if it’s an EOB

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u/Sad-Contract9994 Oct 12 '24

And it’s not final until you appeal twice. And it’s not final with the hospital bc you negotiate the hell out of it with them after that.

Requesting an itemized bill always cuts that amount down so quickly! huh!

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u/[deleted] Oct 13 '24

There should be denial codes on that. They have to tell you why they’re denying it.

If you can’t locate them, call anthem or use online chat - get reference numbers and names of who you talk with