UHC as bad as everyone is saying?

[u/reddevine]

I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.

Thanks for any insight!

I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.

Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.

[u/Intel-truth]

I have spent 3 months trying to get reimbursed for eyeglass frames. They can screw up in more ways than I can count. Finally trying to file a grievance on their website and you have to enter the group number: I enter mine and it won't accept it. Even in reviewing claims there is no real explanation of benefit -- just "Processed". I've called a gazillion times, chatted, turns out they have had so many mistakes on their end - including getting my city and zip wrong! And our state (Colorado) has a Prompt Pay requirement by insurers so I'll be call the Attorney General next.