r/HealthInsurance • u/reddevine • Dec 04 '24

Plan Choice Suggestions UHC as bad as everyone is saying?

I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.

Thanks for any insight!

I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.

Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.

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u/Audeblitz73 Feb 18 '25

United HealthCare Deceptive and reprehensible. Never got notice of price increase until I got the bill. Immediately changed companies. They are billing me for $17 and refusing to waive it although I said I didn't get notice until I received a bill. I got UHC via AARP. Incorrect practice and worst customer service ever. Incompetent and inefficient agents who just transfer and transfer and put on hold rather than soaking up the erroneous $17 for their error in not sending me notice of a price increase. The agents had dates of that notice months apart so just makes me wonder how many other things are not on the up and up. Crummy company. Find better elsewhere I did.

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u/reddevine Feb 18 '25

May I ask what company you went with?

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u/Audeblitz73 Feb 18 '25 edited Feb 18 '25

Yes of course! Re Medicare RX spoke with Medicare and sussed it out. Mind you- don't use much medication but they evaluate costs per company for your particular needs and my best no cost result was Aetna SilverScript Choice [PDP]. When I joined UHC it was was free until they deceptively raised their rates. It's only been a month so have no feedback on Aetna but that was the company that fit my bill. No cost but again, my medication needs are very low. Hope that helps. PS when I first needed medicare rx they gave me Humana automatically and I quickly nixed that [insane cost] and went with UHC re AARP; not a member but it was free until they UHC raised rates. Maybe you'll have luck with Aetna?

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u/reddevine Feb 18 '25

Thank you!