UHC as bad as everyone is saying?

[u/reddevine]

I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.

Thanks for any insight!

I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.

Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.

[u/CarolosBB]

So I just got insurance from UHC. First, I am amazed of the incompetence of the people I had on the phone. 3x people giving me contradictory information. For example, one says my plan is active, the other tells me the opposite.... Wasted one afternoon of my live figuring out what is happening! And its still not entirely clear if the doctor - this time!- will know its active ...... long story :-(

After what all happenings (UHC killing of CEO, complaints and widespread criticism and legal action regarding its claim denial practices, particularly with allegations of using faulty algorithms to deny coverage for elderly patients!) no wonder the stock is down badly --- I will change asap - I should have investigated before signing up!