r/HealthInsurance • u/reddevine • Dec 04 '24

Plan Choice Suggestions UHC as bad as everyone is saying?

I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.

Thanks for any insight!

I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.

Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.

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u/Ill_Juggernaut5429 May 12 '25

As an employee, I will say UHC is terrible. They do not care anything for the people who work for them. Even in a higher level position, employee insurance is bad with high deductible to meet before any copays can be used, and they recently changed bonus structure so everyone in that group gets alot less money quarterly for bonus. (Dropped from 1500 to under 600) and sups dont have anyone's back. Most would quit if they could find something else. A lot work at home and are in areas where they can find something else easily but most everyone is actively looking. If you dont work a full 8 hours you get no lunch. Standard is 6 hours you would get lunch. And UHC lunch is 1/2 hour. Really tacky to their employees. One sup even said in a meeting with a lot of employees that the company needs to find a way to lower bonuses since so many people are meeting goal. They did a voluntary resignation recently so they can replace most of those Cust service people with off shore who already generate a ton of complaints due to not understanding English and/or not speaking English well. Lot of wrong info being given to callers re benefits.