r/HealthInsurance • u/reddevine • Dec 04 '24
Plan Choice Suggestions UHC as bad as everyone is saying?
I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.
Thanks for any insight!
I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.
Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.
1
u/Live_Gur2557 May 14 '25
YES!!!! Worst company ever. Thieves. They said I cancelled my policy which I didn’t and then six weeks later when they discovered their own mistake they drafted my checking account $3000 to “catch up” on my premiums. Thank the lord that we had enough to cover that draft or we would have been in a mess. Mind you, during the month of March I had no access to healthcare and couldn’t even get my husband a much needed appt with a cardiologist. I ended up calling my bank and reporting the unauthorized draft which we got most of it back and then I canceled my insurance with UHC. Not sure how they can legally deny healthcare but then still demand payment during that time. Unbelievable.