r/HealthInsurance • u/reddevine • Dec 04 '24
Plan Choice Suggestions UHC as bad as everyone is saying?
I own my own SMALL company. I had Humana and the health insurance policy was deleted and no longer offered. My insurance agent hooked me up with a plan from UHC. For six people it’s a little over $6,000. A month. With the event this morning I am reading terrible reviews of UHC that is completely freaking me out. Are they really that bad? Should I look elsewhere and if so where? What company is less on the evil side? I’m not looking for anyone to quote me pricing, I’m looking for those in the industry which companies they would want based on their dealings.
Thanks for any insight!
I wasn’t thrilled with Humana either, ER visit for a tick bite cost me $3,000. and I was never in a hospital bed or seen by an actual doctor.
Edit: Well I just noticed that Anthem BCBS is not going to cover anesthesia if the surgery goes into overtime basically in my state. Everything I’m reading since yesterday is just appalling.
1
u/Thanyav Mar 13 '25
Yes. Yes. Yes. I'm in Colorado. I am a medical admin, and I do all of the medication prior authorizations for 10 providers at my clinic. UHC is one of the most hated insurance companies for prior auths I have to do. I can spend a whole ass day on 1 single prior auth for a diabetic patient, only to get denied. Yesterday, I spent all day writing a very "professional" letter to UHC. I sent in office notes from cardiology, pulmonology, PCP, sleep studies, ED notes, problem lists, and medication lists, you name it. Somehow, UHC only received the appeal request, but nothing attached to it... so here we are, playing footsie with each other for 1 single patient. So now, I am sitting here trying to find a "nice" way for what UHC stands for because it is not united, and definitely not in the benefit of anyone's health.
I am glad I love my job and my patient's. I will fight for them as much as I can. So if I have to sit here, in my office till 9pm again, bring it on.