Girlfriend is pregnant with $3500 deductible and 20% copay

[u/milwaukee4]

My girlfriend has Aetna insurance through her job with a $3500 deductible and $7000 OOP max. Her OBGYN gave us a paper today to sign stating that we will have to pay them $3803 for the delivery because of the $3500 deductible plus $303 for a 20% copay. It also said that this does NOT include the hospital stay fees, which I guess could be another couple thousand or maybe even another $3500 and eat up her entire $7000 OOP max.
She makes $65k a year so she won't qualify for most programs and we could pay it if we have to but I am wondering if anyone has any advice/ideas for us to help lower this massive amount? Some sort of supplemental insurance or a government program that anyone knows of? My insurance deductible is only $500 but we are not married so I don't think that my insurance can be used in any way. Even if we had a shotgun wedding could my insurance somehow be used to help?

edit: she is only 11 weeks pregnant

Thanks In Advance

[u/True_Dimension4344]

So these are rookie numbers. Not to be an ass but these are awesome deductible and OOP numbers. Hoping your child is to be born in early 2025? If so amazing for you guys. Well your girlfriend really. If she needs or wants anything looked at, that Mike she was wondering about, a lump any fucking where she doesn’t understand. Break a bone, covered. Meds for mental instability, which face it, we all have. I know it’s sucks but she can work out a payment plan with her gyno. They are all for it. Just saying.