r/HealthInsurance • u/Sam3325 • Apr 04 '25

Individual/Marketplace Insurance Wife is pregnant no insurance

Hello my wife is pregnant she’s due October 17th She started a new job last year where she has no benefits she makes $72k a year and I make 55k a year. She had insurance from her last job and I have insurance through my job. She was promised benefits but never an exact date so at the meantime I didn’t add her under my insurance thinking after the 90days they would give her the benefit package (big mistake) We’ll 2 month into her job she’s pregnant her job is yet to provide insurance they have said they don’t know when she will get benefits. She works 40-35 hours a week but on paper it says she’s part-time. We do not qualify for Medicare because we make to much just wanted to see is there any way she could get insurance or help? We do make enough but with all our bills and debt we don’t know if the hospital bill will be to much for us. Doctor visits isn’t a problem but knowing thousands of dollars could be billed to us scares us

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6

u/MirabelleSWalker Apr 04 '25

Can you add her to your plan?

13

u/uffdagal Apr 04 '25

No current QLE

2

u/MirabelleSWalker Apr 04 '25

She lost insurance through a job change. That doesn’t count?

19

u/zombiesatemybaby Apr 04 '25

It does but its been months so they likely missed the open enrollment period for the job change

13

u/niblingk Apr 04 '25

Only if the company/insurer is notified within 30 days of the life event (job change, in this case).

3

u/autumn55femme Apr 04 '25

She does not have coverage with her current job. There is nothing for her to loose. She has a job change, not an insurance change.