Wife is pregnant no insurance

[u/Sam3325]

Hello my wife is pregnant she’s due October 17th She started a new job last year where she has no benefits she makes $72k a year and I make 55k a year. She had insurance from her last job and I have insurance through my job. She was promised benefits but never an exact date so at the meantime I didn’t add her under my insurance thinking after the 90days they would give her the benefit package (big mistake) We’ll 2 month into her job she’s pregnant her job is yet to provide insurance they have said they don’t know when she will get benefits. She works 40-35 hours a week but on paper it says she’s part-time. We do not qualify for Medicare because we make to much just wanted to see is there any way she could get insurance or help? We do make enough but with all our bills and debt we don’t know if the hospital bill will be to much for us. Doctor visits isn’t a problem but knowing thousands of dollars could be billed to us scares us

[u/[deleted]]

He can add dependents to his insurance he has to pay for family ins instead of individual. QLE doesn’t matter

[u/zombiesatemybaby → u/[deleted]]

He can add dependents to his insurance he has to pay for family ins instead of individual.

Not until the renewal cycle or the baby is born.

[u/[deleted] → u/zombiesatemybaby]

Not correct

[u/Future-Ad4599 → u/[deleted]]

Yes it is correct. You can't add people whenever you want all willy nilly without a QLE.

[u/chickenmcdiddle → u/[deleted]]

Stop perpetuating that literal false information unless you can provide evidence that suggests an employee can add / remove spouses / dependents without a QLE.