Wife is pregnant no insurance

[u/Sam3325]

Hello my wife is pregnant she’s due October 17th She started a new job last year where she has no benefits she makes $72k a year and I make 55k a year. She had insurance from her last job and I have insurance through my job. She was promised benefits but never an exact date so at the meantime I didn’t add her under my insurance thinking after the 90days they would give her the benefit package (big mistake) We’ll 2 month into her job she’s pregnant her job is yet to provide insurance they have said they don’t know when she will get benefits. She works 40-35 hours a week but on paper it says she’s part-time. We do not qualify for Medicare because we make to much just wanted to see is there any way she could get insurance or help? We do make enough but with all our bills and debt we don’t know if the hospital bill will be to much for us. Doctor visits isn’t a problem but knowing thousands of dollars could be billed to us scares us

[u/[deleted]]

Add her to your insurance, your state doesn’t have ins you can get that’s based on your income? I know that CDPHP usually goes by your income and you pay a premium based on what you make. But I’m in another state still maybe worth googling

[u/uffdagal → u/[deleted]]

Not QLE for adding

[u/[deleted] → u/uffdagal]

What? 😂😂😂

[u/Starbuck522 → u/[deleted]]

You need to sign up during open enrollment or within X days of a qualifying life event (such as losing the insurance you had ).

If they allowed signing up at any time, no one would pay for it.