Wife is pregnant no insurance

[u/Sam3325]

Hello my wife is pregnant she’s due October 17th She started a new job last year where she has no benefits she makes $72k a year and I make 55k a year. She had insurance from her last job and I have insurance through my job. She was promised benefits but never an exact date so at the meantime I didn’t add her under my insurance thinking after the 90days they would give her the benefit package (big mistake) We’ll 2 month into her job she’s pregnant her job is yet to provide insurance they have said they don’t know when she will get benefits. She works 40-35 hours a week but on paper it says she’s part-time. We do not qualify for Medicare because we make to much just wanted to see is there any way she could get insurance or help? We do make enough but with all our bills and debt we don’t know if the hospital bill will be to much for us. Doctor visits isn’t a problem but knowing thousands of dollars could be billed to us scares us

[u/HelpfulAd7287]

How long is the probationary period? Most jobs, at the end of probationary period (sometimes 3-6 months depending on the job), will offer insurance then. Check with your insurance. Sometimes, because getting pregnant is a life altering event, will let you change your insurance up. Since she is working full time, have her ask about changing her records out to full time. This could qualify her for benefits. Last resort, find an insurance that is privatized. It’s more expensive but will give her the benefits until she can get some at her job. You can always include the baby on your insurance once he/she is born. Just call right away when that happens.