30k Labor and delivery bill

[u/Successful_Job5797]

Location: Baltimore My girlfriend had our son at Mercy Hospital in Baltimore. We’ve been going there the whole pregnancy no issues. We ended up getting a bill for 30k and they told us her insurance didn’t cover anything. She’s on her mom’s insurance plan which is blue cross Oklahoma. Apparently somewhere in the plan it states grandkids labor isn’t covered. Nobody told us or warned us the entire time we went there. Is there anything we can do or any legal action that can be taken? I understand we should’ve read into it more but we had no idea that was a thing.

My post got removed, is there anything legal I can do? Thank you

[u/whorl-]

Yeah, that’s not something our employers should have power over.

[u/Blossom73 → u/whorl-]

Why? They're paying part of the premiums.

I'd prefer we had universal health care, not tied to employment at all.

But I'm also old enough to remember when no one got to stay on their parent's insurance until age 26. That 25 year olds, even ones who are married and don't live with their parents, and aren't financially dependent upon them can stay on their parent's insurance is wonderful to me.

I was uninsured after age 18. I'm thankful that my daughter got to stay covered until 26, and that my son will as well. I can't imagine griping if my employer wouldn't cover labor and delivery for an adult dependent.

[u/whorl- → u/Blossom73]

It being bad then is not a reason to continue championing this policy, which is what a bunch of people are doing.

[u/Blossom73 → u/whorl-]

That's not what I see. Besides that, OP said his girlfriend gave birth out of state, which makes things extra complicated.