30k Labor and delivery bill

[u/Successful_Job5797]

Location: Baltimore My girlfriend had our son at Mercy Hospital in Baltimore. We’ve been going there the whole pregnancy no issues. We ended up getting a bill for 30k and they told us her insurance didn’t cover anything. She’s on her mom’s insurance plan which is blue cross Oklahoma. Apparently somewhere in the plan it states grandkids labor isn’t covered. Nobody told us or warned us the entire time we went there. Is there anything we can do or any legal action that can be taken? I understand we should’ve read into it more but we had no idea that was a thing.

My post got removed, is there anything legal I can do? Thank you

[u/Nova-star561519]

This is pretty typical. No there is 0 legal action you can take it is your responsibility to confirm benefits and exclusions with your policy, no one else's. Your girlfriend's only option is to apply for Medicaid.