r/HealthInsurance Apr 10 '25

Employer/COBRA Insurance 30k Labor and delivery bill

Location: Baltimore My girlfriend had our son at Mercy Hospital in Baltimore. We’ve been going there the whole pregnancy no issues. We ended up getting a bill for 30k and they told us her insurance didn’t cover anything. She’s on her mom’s insurance plan which is blue cross Oklahoma. Apparently somewhere in the plan it states grandkids labor isn’t covered. Nobody told us or warned us the entire time we went there. Is there anything we can do or any legal action that can be taken? I understand we should’ve read into it more but we had no idea that was a thing.

My post got removed, is there anything legal I can do? Thank you

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u/Spiritual-Island4521 Apr 14 '25

I know that Hospital. They had a Womans Doctor who had a very good reputation and my wife really liked her. The only problem is that we went and saw the doctor for months and when the delivery time came the doctor was not available. It added stress at the time, but now I know that it's pretty much how things work.couples always see a doctor for months and they don't know that when they actually have the baby the doctor is not likely to be there for the delivery.