r/HealthInsurance • u/leDanielx2 • Jun 22 '25
Individual/Marketplace Insurance 5 min ER visit cost 1300$
My wife is expecting. A few months ago, the baby stopped kicking and we got worried. It was hospital after hours, so only the ER was open. After 5 minutes of being in the checkup room baby starts kicking. So altogether a 15 min visit. Cost us 1350. And this is WITH insurance. Our medical system is so freaking broken I don’t understand how we put up with it as a country. What an absolute scam
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u/IcyChampionship3067 Jun 23 '25
You're paying to cover all those who can't or don't pay because I (an emergency medicine physician) am required to treat everyone regardless.
The cuts to Medicaid mean your prices will go up or the hospital will go under because those patients will continue to roll in regardless.
Ronald Regan created the first medical mandate by signing EMTALA. I can't not treat anyone.
BTW, you absolutely did the right thing by coming in. Good job dad!