r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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u/DufflesBNA Jul 04 '25

No. I work for a fortune 100 company and everybody pays the same for healthcare. (In fact they have subsidies for those who’s earn below a threshold)

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u/DecentDeer2818 Jul 04 '25

It’s definitely not close to being a fortune500/100 and the place I worked before had moneymoney so I was only paying $35 a month for a PPO plan. I need a gauge on working for a regular corporate office.

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u/DecentDeer2818 Jul 04 '25

This PPO doesn’t mean anything as I also just learned companies literally make up their own plans. But it was a good plan and much more subsidized.