r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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-3

u/Hokiewa5244 Jul 05 '25

This is absolutely cheap insurance and I wish I had it lol

1

u/Odd-Clothes-8131 Jul 05 '25

Where do you live cuz I’ve never paid more than $80 per month for low deductible health insurance in any job. Right now my health insurance through my employer is $8 per paycheck. Is it really this bad for other companies? If so I’m never leaving 😭

2

u/crispy00001 Jul 05 '25

My lowest premium plan is almost $100 per week just for myself

1

u/DecentDeer2818 Jul 05 '25

Per week or per bi-week?

2

u/crispy00001 Jul 05 '25

Week. $5k yearly premium