r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

Post image

Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

16 Upvotes

81% Upvoted

99 comments sorted by

View all comments

2

u/Wise_Connection8657 Jul 05 '25

This would be super high for me. Based on pay bands it would cost me $2200 more per month to insure my family and it would be crappier coverage than I have today. It really depends on the industry and the companies financial position. I work in healthcare.

1

u/DecentDeer2818 Jul 05 '25

It’s real estate and I truly know nothing about it.

0

u/hmmmpf Jul 06 '25

Under $75K for NYC real estate? Hmmm.

2

u/DecentDeer2818 Jul 06 '25

Not sure what you’re assuming here.