r/HealthInsurance Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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u/Throwawaytrashpand Jul 05 '25

I don’t know where you work but remind me to never work there. I’m the insurance carrier for my family and holy shit… 928.18/pay on this plan for full family? That’s like easily 45% of pay at 75K This plan is shit.

My family plan through my employer is 212/pay.. that your employee only plan is almost that.. this is a shit plan.

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u/Aiur16899 Jul 05 '25

My current family plan is 1005 a month for a high deductible plan with an 8000 out of pocket family max.