r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25
Plan Choice Suggestions Is this coverage pricing the norm?
Hi all,
I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.
I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.
I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.
Thank you.
16
Upvotes
10
u/Throwawaytrashpand Jul 05 '25
I don’t know where you work but remind me to never work there. I’m the insurance carrier for my family and holy shit… 928.18/pay on this plan for full family? That’s like easily 45% of pay at 75K This plan is shit.
My family plan through my employer is 212/pay.. that your employee only plan is almost that.. this is a shit plan.