r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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u/ordinarydaytrying Jul 05 '25

I used to work an office job not a Fortune 500 but was corporate and those rates aren’t horrendous for a PPO but they also aren’t the $35 a month you’re used to. NYC is high cost so costs are gonna be up for you every which way

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u/DecentDeer2818 Jul 05 '25

My previous job was also in NYC, just different industry.