r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

Post image

Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

16 Upvotes

81% Upvoted

99 comments sorted by

View all comments

1

u/Queen_Aurelia Jul 05 '25

Every workplace is different. My last 2 jobs also had premium difference based on salary, so I would say that is not unusual. I don’t know how good your coverage is to know if those rates are good. My employer has 2 plans to choose from and our premiums are way less than that for the employee contribution.