Is this coverage pricing the norm?

[u/DecentDeer2818]

Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

[u/Excellent_Problem753]

I pay 325 for Family coverage. 75 of that is a penalty for opting to cover a spouse who has access to health insurance through their employer. Deductible is 1000 per year for the family. Spouses company reimburses 300 as a premium cash option.