r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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u/Go_Corgi_Fan84 Jul 05 '25

I’ve never seen the premium based on income for an employer sponsored plan. Do you know what the deductible and out of pocket max is for this plan? I’ve definitely seen plans around this biweekly but without knowing anything about this plan it’s hard to say.

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u/loftychicago Jul 05 '25

Mine is. Lower salaries also have access to an additional option that isn't available to higher paid employees.