r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25
Plan Choice Suggestions Is this coverage pricing the norm?
Hi all,
I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.
I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.
I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.
Thank you.
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u/Plastic_Ad_9577 Jul 05 '25
i’m a broker in nyc those total premium rates aren’t far off from the norm. health care in nyc is the most expensive in the country. The amount they charge to employees is definitely on the high side though. hopefully they make it up to you in salary.