r/HealthInsurance • u/DecentDeer2818 • Jul 04 '25

Plan Choice Suggestions Is this coverage pricing the norm?

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Hi all,

I just got a job offer in NYC where the cost of living is crazy high, as you probably know. This is my first corporate job and I need advice/feedback on is this pricing structure for insurance is the norm.

I know you can’t believe everything you read on the internet but I’ve read that the general norm is for the employer to cover 80-85% of the monthly premium.

I would be earning less than 75k and only covering myself but the price still seems quite high? I’ve never paid more than $118 bi-weekly.

Thank you.

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u/Comfortable_Two6272 Jul 05 '25

For comparison check out single premium on heakth care dot gov without subsidy. In my much lower COL area the premium is much higher than your employee part of $393 per month.

I know quite a few here paying similar or more as yours for employer provided. But I cant answer specific to nyc.