r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/lascriptori Jul 28 '25

Are you just looking for oral contraceptive pills, or a device like a nexplanon or IUD?

For pills, a couple of easy options are either buying Opill over the counter (you can get it at a drugstore, grocery store, walmart, online, etc) or going through an online service like Nurx out of pocket.

If you're looking for an IUD or implant, a Title X clinic is a good option. If you're in Seattle you have lots of options, including Planned Parenthoods. You can find a provider here. You can also go through them for birth control pills. Let them know that you're looking for self pay sliding scale services.

There is also this program in Washington that you may be eligible for even though you have insurance, since your insurance doesn't cover family planning. https://www.hca.wa.gov/free-or-low-cost-health-care/i-need-medical-dental-or-vision-care/family-planning-only