r/HealthInsurance • u/sweetbabycoconut • Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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122

u/JessterJo Jul 28 '25

Hey, also work for VM. The issue is the merger with CommonSpirit. Hormonal birth control is covered through BCBSIL due to a Federal law. Contact them or check your portal.

43

u/sweetbabycoconut Jul 28 '25

thank you & thank you to the useful info in the replies as well!!

44

u/JessterJo Jul 28 '25

It's also covered when used for a medical condition like endometriosis.

17

u/CallingYouForMoney Jul 28 '25

Call the insurance and ask for a contraceptive accommodation.

6

u/BananaMartini Jul 29 '25

If you have an “ACA compliant” plan they cannot refuse you any kind of preventative care, which includes birth control

5

u/validparking Jul 29 '25

Also check with planned parenthood, if it’s oral BC you can pay out of pocket and get 15 months of oral BC for $450 (minus any fee for the virtual appointment)