r/HealthInsurance • u/sweetbabycoconut • Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/Glittering-Read-6906 Jul 28 '25

They don’t have to cover it regardless of medical need.

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u/Honeycrispcombe Jul 29 '25

They do. I'm pretty sure the ACA requires it.

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u/Actual-Government96 Jul 29 '25

Hobby Lobby sued, and now some exceptions are allowed due to religious objections. They had to come up with the cash to steal religious artifacts somehow.