r/HealthInsurance • u/sweetbabycoconut • Jul 28 '25
Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization
i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons
the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information
insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant
25 in wa with a $25 wage
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u/Haunted_Optimist Jul 28 '25
There should be a process for requesting an exception or waiver.
Also if your healthcare provider recommends a specific birth control method based on Medical Need, the plan should cover it.
Contact your insurance company for the steps involved in the exception process.
Contact the National Women’s Law Center; they have a project called CoverHer which can provide guidance and support.
I’m so sorry you’re having to go through this. It isn’t right. It isn’t fair. We the people shouldn’t have other people’s religious beliefs forced on us to the point it directly affects our healthcare.