r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/redditredditredditOP Jul 28 '25

Get the denial in writing, with the reason.

Ask your doctor what other options there are and if there is something that exists but is more expensive, get prior authorization and use their denial against them.