r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

347 Upvotes

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11

u/blackkristos Jul 28 '25

Wait, BCBS Illinois isn't covering? Are you positive about this? I worked for BCBS for nearly 20 years, and I am wondering if they actually provide benefits.

27

u/Erinbaus Jul 28 '25

Religious exemptions are decided at the client/employer level so it’s BCBS saying it’s not covered, the employer specifically requested a plan that doesn’t cover it per religious exemption criteria.

11

u/LowParticular8153 Jul 28 '25

If employer decided that birth control is not covered for contraception it is by requesting group, not BXBS.

If not used for birth control but for another reason your provider may be able to appeal denial based on medical issue not contraception