r/HealthInsurance • u/sweetbabycoconut • Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/MountainFriend7473 Jul 28 '25

If it’s a healthcare sharing ministry sharing plan, they can do that because they don’t go through the same guidelines other major commercial insurances go through. 

If it is commercial then it’s probably your employer. So id see about marketplace or see about getting a different job if next year they are likely to continue wanting to be exempted from providing contraceptive coverage. 

I’ve gotten my BC for Acne.