r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/magicalunicornjuice Jul 28 '25

Call your insurance company. I work for a different one and for the plans with religious exempt employers that I’ve seen, the insurance company itself has a separate plan that JUST covers contraception for those plan members. It’s an ACA requirement for plans to have some sort of contraception coverage if I’m not mistaken.