r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/jwrig Jul 28 '25

The Affordable Care Act will allow you to get significantly discounted contraceptive coverage if your current insurnace provider opts out.

First it has to be an FDA-approved thing. You can find the list here:

Minimum Contraceptive Coverage Requirements Clarified by HHS Guidance | KFF

You can also go to a title x clinic to get it, and for that, go here:

Clinic Locator | HHS Office of Population Affairs

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u/legalpretzel Jul 29 '25

This is a very temporary thing at this point. If OP is looking for a long term solution the ACA isn’t it.

1

u/jwrig Jul 29 '25

Let's wait until that happens and until then let OP get the care they are looking for.