r/HealthInsurance • u/sweetbabycoconut • Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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123

u/JessterJo Jul 28 '25

Hey, also work for VM. The issue is the merger with CommonSpirit. Hormonal birth control is covered through BCBSIL due to a Federal law. Contact them or check your portal.

13

u/impossibledongle Jul 28 '25

The supreme Court overturned that law. Companies (privately held only) can now deny coverage of birth control if the owners object due to religious belief (Burwell v Hobby Lobby) https://en.m.wikipedia.org/wiki/Burwell_v._Hobby_Lobby_Stores,_Inc.

2

u/shaggy24200 Jul 30 '25

F****** hobby lobby again? 

2

u/JessterJo Jul 28 '25

Well, that's just great. They may still cover it for a medical issue.

4

u/Living-Hyena184 Jul 28 '25

Yeah I was going to say. I know Hobby Lobby challenged that and won. Not required unfortunately

3

u/impossibledongle Jul 28 '25

Yeah, it's very likely they will. The doctor should send in an authorization form with what it is for, and it's likely that it would be covered. But not a guarantee. Honestly, it depends on what state you're in

1

u/Smooth-Review-2614 3d ago

Only for closely held private companies. Now a hospital owned and managed by a religious group might also qualify but that is a different case.  

1

u/impossibledongle 1d ago

Friend, did you miss the part where I mentioned the privately held only in parenthesis? I said what you said, but with less words. I'm not trying to be an ass, just genuinely confused by your comment and hoping you just overlooked it.