r/HealthInsurance Jul 28 '25

Employer/COBRA Insurance Insurance doesn’t cover contraceptives because they said they’re a Christian-based organization

i use birth control to stop my periods and when i called my insurance to check for coverage this morning they said they don’t cover contraceptives for religious reasons

the estimate from my provider is around $2000 without insurance so just double-checking about alternative routes i can take given that information

insurance is from virginia mason hospital & they switched to bcbsil from first choice this year if that’s relevant

25 in wa with a $25 wage

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u/BebeRegal 14d ago

Hello - I am employed with one of the large commercial carriers. PPACA requires carriers offer companion policies that cover contraceptives when employers opt out it. Call your customer service line and ask about it. Your employer should have told you about it. Sorry to learn this but not surprised - good luck.