r/HealthInsurance • u/Enough-Active-5096 • Aug 06 '25

Plan Benefits Colonoscopy anesthesia bill

Post image

Husband got a pre-approved colonoscopy a few weeks ago and this was the bill from the anesthesiologist? Thank god the insurance is covering/paying but wtf? Did they add an extra zero on accident? This makes me so angry.

143 Upvotes

85% Upvoted

133 comments sorted by

View all comments

196

u/chickenmcdiddle Moderator Aug 07 '25

Billed amount is entirely made up.

-27

u/CartographerKey7237 Aug 07 '25

This. Insurance plays dirty, providers have to "show their worth" by making up insane numbers for cost of services.

17

u/Initial-Cake-5359 Aug 07 '25

This is just not true. Hospital bill rates are the opposite of competitive pressure. They set their billed rates at the maximum allowable for the most generous plan, obviously most insurers negotiate these rates but providers are incentivized to bill at high rates for the one insurer out of ten who will pay it otherwise they are technically leaving money on the table.

1

u/cel22 Aug 09 '25

Not a single insurance is paying the insane rate.