r/HealthInsurance • u/PromotionAgile • 9d ago
Plan Benefits High charge at urgent care
I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.
They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.
Why is it so expensive? Is there anything I can do to reduce the cost?
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u/Actual-Government96 9d ago
The insurance company would happily pay them less if they agreed to it, but unfortunately, they haven't, so the insurer must use the agreed to contracted rate.
The billing office is just pointing you back at the insurer because they can, insurers make a fantastic scapegoat in these scenarios.