r/HealthInsurance 9d ago

Plan Benefits High charge at urgent care

I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.

They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.

Why is it so expensive? Is there anything I can do to reduce the cost?

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u/positivelycat 9d ago

Fighting it with anyone is a wild goose chase. Insurance and the provider agreed upon the rate long ago. Neither will budge. You can't fight your benefits and the provider typically won't budge after insurance processes. It is what it is