r/HealthInsurance 9d ago

Plan Benefits High charge at urgent care

I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.

They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.

Why is it so expensive? Is there anything I can do to reduce the cost?

19 Upvotes

63 comments sorted by

View all comments

1

u/Sufficient-Wolf-1818 9d ago

Face time of 15 minutes may be only part of the picture. Were there any lab tests? X-rays?

A PCP visit tends to be less expensive than urgent care, but even there I am seeing about $600 for a visit with 10 min face to face. Plus, booking an appointment is weeks or months out with my pcp.