r/HealthInsurance 9d ago

Plan Benefits High charge at urgent care

I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.

They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.

Why is it so expensive? Is there anything I can do to reduce the cost?

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u/ScarInternational161 8d ago

This is why asking for uninsured cash price can mean 100s of dollars. I realize it goes toward your deductible, but the urgent care here charges 150 for cash pay and 900 for insured. And we wonder why insurance is so expensive....