r/HealthInsurance • u/PromotionAgile • 9d ago
Plan Benefits High charge at urgent care
I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.
They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.
Why is it so expensive? Is there anything I can do to reduce the cost?
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u/Sufficient-Wolf-1818 9d ago
Face time of 15 minutes may be only part of the picture. Were there any lab tests? X-rays?
A PCP visit tends to be less expensive than urgent care, but even there I am seeing about $600 for a visit with 10 min face to face. Plus, booking an appointment is weeks or months out with my pcp.