r/HealthInsurance • u/PromotionAgile • 9d ago
Plan Benefits High charge at urgent care
I was charged $900 for a 15 minute visit to urgent care. Insurance doesn't cover any of it because I have a high deductible plan. I called the medical practice saying the charge was ridiculous. They checked the billing codes and found no error.
They said the insurance company sets the price and I can file a grievance with insurance. That seems like a wild goose chase.
Why is it so expensive? Is there anything I can do to reduce the cost?
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u/Tater-Sprout 8d ago
I don’t think the health insurance company sets the INITIAL price. The hospital sets the insane initial price. The health insurance company negotiates it from there.
Let’s be incredibly clear here:
The criminals in this entire system are the hospitals themselves. That’s where the absolute shit storm of insanity pricing begins.