r/HospitalBills • u/Over_Award4100 • Jan 29 '25
Hospital-Non Emergency X-Ray and blood test bill
This is from earlier in the month, just saw it today. I live in Massachusetts btw. Definitely not listening to anyone when they say I should go to a hospital for simple things like this. My urgent care actually said they couldn’t do an x-ray, yet they have more than one. Makes me feel manipulated. My autism could have got in the way of seeing the right path. Do you think its too high? Should my insurance covered more?
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u/Ok-Blacksmith2922 Jan 29 '25
It's your deductible. Of course you owe it. And it is even reasonable.
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u/Texas_Bouvier Jan 29 '25
American healthcare looking at this and going, man this seems super reasonable! This feels like what my flat pay/self pay walk in urgent care near us charges for a visit with labs+imaging.
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u/Objective_Phrase_513 Jan 29 '25
I just paid $1.000 for X-rays. Ordered by my dr.
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u/Necessary_Range_3261 Jan 29 '25
Go to a free standing imaging center next time, they're far cheaper.
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u/IrisFinch Jan 29 '25
I’m really not sure what your autism has to do with it.
Like others have said, deductible. Contact the hospital and ask about payment plans.
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Jan 30 '25
You have a deductible. Your autism got in the way? I suppose if you have severe intellectual disability or neurocognitive deficits you should have some sort of guardian who oversees your finances
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u/It_WalkedOnMyPillow Jan 30 '25
Dude have you ever set foot in an ER? Many people who utilize them don’t understand healthcare and are without legal guardians. This comment isn’t helpful
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u/MLB-LeakyLeak Jan 30 '25
FYI: Hospital owned urgent cares are a scam. They just funnel people to the ER. If you have nothing wrong they will give you unnecessary antibiotics and steroids.
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Jan 29 '25
Unfortunately, you have to pay your deductible. It would have been more ideal to go to urgent care, but at the end of the day, you have to meet your deductible no matter what. If this is too much to pay at once, I would ask if you can set up a payment plan over 3 or 6 months.
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u/buzzybody21 Jan 29 '25
Looks like you pay 100%, likely because you haven’t met your deductible yet. You can apply for charity care or bill assistance if you qualify, but unfortunately, nothing you can do.
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u/NerdyWolf88 Jan 29 '25
It's the beginning of the year. Your deductible most likely restarted at the beginning of the year. So until you meet your deductible, certain services are 100% patient responsibility. It sucks. It truly does. American Healthcare is ridiculously expensive. There may have been cheaper options in your area. Get in touch with your insurance or go on their site and see what the options are around you. Most health facilities have apps now that will be able to give you estimates of what your costs will be for XYZ service.
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u/Training_Phrase9924 Jan 29 '25
Not much you can do at this point. Insurances do not share contractual rates nor do the networks. Unless you qualify for 501r and that is only if this is a non profit hospital you will be obligated to pay.
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u/Necessary_Range_3261 Jan 29 '25
With a CPT code and an NPI or TaxID I can almost always get the contracted rates from insurance companies.
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u/Training_Phrase9924 Jan 29 '25
Ps use independent labs and imaging centers that are not associated. That xray of the wrist would have been substationally less. Look at fairhealth.org to see the cost in your area.
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u/CallingYouForMoney Jan 29 '25
Looks like insurance paid $0. The coverage is the network discount. Total amount after discount applied to deductible. I see nothing wrong here.