r/HospitalBills Apr 16 '25

Hospital-Non Emergency Ripped off at walk in ER

Went in after I got rear ended to get checked out. They saw me right away (they were empty) and did an xray. Doc came in and said “well nothing is broken so you can go”. Very dismissive as a side note. Prescribed ibuprofen and sent me walking. The whole ordeal was maybe 45 min with alot of alone time. BILL $24,100. Of course this was all run through my State Farm insurance of which I was told I had 10k in PIP. They paid the er the full 10k and now I’m on the hook for the rest of my mri’s and Chiro treatment that was supposed to be covered. Is this normal????? 24k for a 45 min stupid visit?? What do I do.

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u/bg8305496 Apr 16 '25

You need to get an attorney to pursue the at fault party’s insurance if you don’t have health insurance.

1

u/Forward-Worker-9029 Apr 16 '25

They are. But he only has a policy of 10k. How is this possible

3

u/bg8305496 Apr 16 '25

Are you in FL? $10k is the minimum for liability and PIP is a max $10k payout in FL.

3

u/IrisFinch Apr 16 '25

Do you have Underinsured Motorist on your insurance?