You need to have it submitted to your insurance so that they can apply your benefits. If you don’t they are never going to know that you had the ER visit.
Help me understand why you wouldn’t have the hospital submit the claim?
I've been reading about many accounts of the base bill increasing significantly after going through insurance, and I'm worried that 1) they decide since it wasn't necessary they won't pay it 2) the bill (after inflation) will go up so much that even with the benefits tacked on, it'll surpass the self pay costs.
I won't know for sure until I submit but it's jist nerve-wracking to cross the bridge...
The only reason that is is because allowed amount > self pay rate & you haven’t met your deductible so you owe the full allowed amount. In any case, this counts towards your calendar year cost shares and you will pay less later on.
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u/Open_Trouble_6005 Jun 17 '25
You need to have it submitted to your insurance so that they can apply your benefits. If you don’t they are never going to know that you had the ER visit. Help me understand why you wouldn’t have the hospital submit the claim?